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5 Things You Need to Know When Buying Yacht Insurance

By Yacht Insurance, , , ,

If you are in the market for a new yacht or you’ve just purchased yourself a yacht, the next step and most obvious step should be acquiring insurance for your new purchase. You don’t want to leave something as large and expensive as a yacht without any form of insurance or protection. However, buying insurance for your yacht is not simple and easy like buying insurance for your car or your house. Here are a few things you should know:

1. The Why

Understanding why you need insurance for your yacht is extremely important. It might seem like a step you can skip, but this is false information. You can’t go without insurance. Your boat is not going to be covered by your homeowner’s insurance nor your automobile insurance, so you need to speak with your insurance provider to get the right policy to fit your unique yacht. The insurance can help cover should something happen to your boat like theft, damage, and more.

2. Differences

Boaters insurance, which covers yachts, is not like homeowners insurance and it’s not like automobile insurance. Boaters insurance is more like a combination of the two. If someone is injured on your boat, it is covered by the liability insurance, much like homeowners insurance. If body damage occurs to the boat due to other boaters or yourself, your insurance will cover it much like automobile insurance. You can even add to your policy to cover flood, fire, theft, and vandalism. You should always check for a layup time to see if your boat is supposed to be out of the water at a certain point.

3. Coverage

Knowing if your yacht is covered anywhere is good information to have when getting insurance. You need to check your insurance policy to see if your yacht will be covered should you roam from American waters. Typically, this is only an issue when dealing with international waters like Mexico and Canada. South Carolina boat insurance agency, Upside Insurance, indicates that you should also check for navigational warranties on your insurance to make sure that where you intend to travel is covered should something happen to your boat during your trip.

4. Out of Water

Many people wonder if their yacht will be covered when being transported on land. While most boaters insurance allows the automobile policy to take over at this point, yacht insurance is different. Should the loss of a life or a bodily injury happen while the yacht is being transferred, your policy will not cover it. Damage to property is also not covered by these policies.

5. Saving Money

You save money on yacht insurance if you ask the right questions and say the right things. The first way to save money is to be specific. You want to get the right insurance for your specific boat, in this case, a yacht. Don’t buy insurance for a sailboat, in other words. You also want to make sure you get the right safety features, which can help avoid injury or damage. Another way to save money is by taking a boating class. Believe it or not, if you know what you’re doing, you will be better off navigating your yacht around. You can also extend your lay-up period to convince insurers to cut your premium.

Local Moving Company Offers 5 Tips for Downsizing Before Moving Onto a Sailboat

By Sailboat Living, , ,

Moving onto a sailboat can be a dream come true, and you may eagerly be looking forward to this monumental change in your lifestyle and living experience. You may have plans to stay docked most of the week so that you can continue to work at your regular job, or you may want to enjoy a leisurely life cruising to different ports of call. Regardless of your plans for life on a sailboat, one thing is certain. You must address the incredible amount of stuff in your current home. After all, the majority of these items likely will not fit in the sailboat.

We consulted local Puget Sound moving company, Cheap Movers Seattle (12345 Lake City Way NE #2090, Seattle, WA 98125, (206) 899-0066) for their tips on downsizing before a move. In addition to household and apartment moves, these movers have also helped a few people downsize, pack up their lives, and move onto a house boat. Here are their tips for making the transition:

1. Consider the Space Available

Before you begin tossing, donating or giving any of your belongings away, take a closer look at your sailboat’s storage features. Some boats have an excellent design that includes ample storage throughout the space. The majority of this space may be taken up by your clothing, cooking items, boating equipment, and foodstuffs. In most boats, there’s simply not enough space to haul around items that may have been stuck in boxes for the last few years or decades.

2. Take One Room at a Time

Now that you have a better idea about how much space you have to store your necessities on the boat, your next task is to walk through each room in your house. Eliminate any items that are no longer needed or necessary. This includes furnishings that you may not have space for. If you intend to return to a land-based lifestyle at some point, you may keep some of these items in a storage unit if you have funds available to pay the rent on the unit.

3. Sell Unnecessary Items

As you go from room to room, you likely will uncover many items that are simply not necessary. If these items are still in decent condition, consider selling them online or at a garage sale. You may raise a substantial amount of money by doing so. However, some of your family members may appreciate you gifting them some of your items that they may have a need or use for.

4. Trim Down Your Wardrobe

Unless your wardrobe is already rather scarce, you may need to scale down your clothing and shoes drastically. All of your clothing should fit neatly within the spaces available in the cabin. Consider if you need both winter and summer gear or if you will only travel to warm weather places. Focus on items that you may be able to mix and match easily and that have long-term stylistic appeal. You may also turn your attention to the quality of the items. Apparel and shoes that are shoddily made or that are wearing out should not have space in your sailboat.

5. Hand Down Family Heirlooms

Many people have heirlooms that they do not want to get rid of, but you also may not have space on your boat for them. You could store these items in a storage unit. A good alternative to this is to pass them on to younger generations. These individuals may take great care of the items, and you can rest easy knowing that they are remaining in the family.

 

To feel comfortable after you make your transition to life on a sailboat, you must only bring the essentials. These essentials should be pared down so that only items that fit in your storage spaces are brought on board. This can be a trying process, but with proper effort and the right strategy, you can enjoy wonderful results.

Transportation Company Discusses Shipping Logistics of Hauling Boat Across Country

By Transport, , , ,

Hauling a boat across the country is different than hauling a car or truck because it takes up more space on the road. There are usually more regulations that you have to follow when hauling a boat compared to hauling a car or truck. If you’re prepared, then you can get your recreational boat across the country without incident.

1. Examine the Trailer

Before you take your boat on the road, movingmule.com says you need to inspect the trailer that you’re going to use to haul it and the boat itself. Examine the tires on the vehicle you’re driving as well as the vehicle that is carrying the boat. If you see any wear and tear, you need to get the tires fixed as soon as you can so that you don’t have a blowout while traveling. You also need to look at the spare tires to see if there is any damage to them just in case you need to replace a tire while on the road.

2. Check Tires and Lights

When you’re looking at your tires, tighten the lug nuts so that the tires don’t fly off or become loose while you’re driving. Inflate the tires to the proper air pressure for driving. You can also grease the wheel bearings or get a mechanic to grease and pack them for added safety. You also need to make sure you have a jack and other tools for changing a tire if they are needed. Examine the lights on your vehicle and the trailer. When the trailer and boat are in place, lock the hitch so that it doesn’t move around. Before getting on the road or thinking about towing your boat, it’s a good decision to contact your insurance company to make sure you can haul the boat across the country. Once all of the legalities are in place, cover the boat so that it’s protected while you’re driving.

3. Drive Carefully, Stopping Occasionally

While you’re driving, you might notice the added weight of the boat at first. However, after a few hours, it’ll seem like you’re just driving a larger vehicle with nothing behind you. This can play a factor when you’re trying to change lanes or park because you might not think about the boat. Stop at a few rest areas so that you can check the boat, which can help remind you that it’s on the trailer behind your vehicle. When you’re on the road, use caution when you’re passing other vehicles and trying to get into another lane. You should also use caution when you’re backing up or trying to park. Do everything you can to stay awake. If you have to take a break from driving, stop at a hotel to get a few hours of sleep so that you’re alert while transporting your boat.